Welcome to the Baraboo Motors Group First-Time Buyer Program
Get a Car Loan in Baraboo with Little to No Credit!

Looking to purchase your first vehicle in the greater Madison, Wisconsin, area? Baraboo Motors Group Inc. is pleased to offer our First-Time Buyer Program to help out drivers in and around Middleton, Portage, and Baraboo. Whether you're going for a new Chrysler, Jeep, Dodge, Ram, or used car in Baraboo, we can help you finance it with an auto loan, even if you don't have any credit yet.

This program is designed with the member in mind who has little to no credit and is ready to buy their first vehicle. We want to put our members in the right position financially, allowing them to build their credit and be able to purchase another vehicle in the near future. We encourage Baraboo and Madison area drivers to take advantage of this auto loan opportunity, because it can get you into a newer car right now and provide the financial benefits of increased credit in the future.

Visit our Baraboo auto financing department at 640 US Highway 12 to learn more, or give us a call to speak with a professional over the phone. We look forward to helping you get the no-credit car loan in Baraboo you need!

Baraboo No-Credit Car Loan Requirements

  • Must be 18 years of age
  • Must have one year of continuous employment
  • Minimum gross monthly income of $1200
  • No derogatory credit may be present, with the exception of minor medical collections less than $500
  • Maximum loan of $15,000
  • Term up to 60 Months
  • Maximum LTV ( Loan to Value ) of 90% with no less than 5% cash down
  • Monthly payment should not exceed 20% of gross monthly income, and should include an approximated or actual amount for insurance
  • Proof of insurance is required

Why should you choose Baraboo Motors Groups First-Time Buyer Program?

  • Competitive Interest Rates and Loan Terms
  • Borrow Up to 90% of the Vehicle's Value
  • Receive a FREE copy of your Credit Report along with pointers for establishing a solid credit profile
  • Automatically receive $500 in Kwik Cash with an established checking account

Do you want more flexibility with your program parameters?
A co-signer can help you in many aspects of the purchase.

Have questions? Fill out the form below to talk with our professional staff.

Make an Inquiry

By submitting your contact information, you consent to be contacted by telephone about purchasing a vehicle or obtaining vehicle financing. Clicking on the Submit button above is your electronic signature.


  • Monday 08:30AM - 07:00PM
  • Tuesday 08:30AM - 07:00PM
  • Wednesday 08:30AM - 07:00PM
  • Thursday 08:30AM - 07:00PM
  • Friday 08:30AM - 06:00PM
  • Saturday 08:30AM - 04:00PM
  • Sunday Closed


Baraboo Motors Group Inc.

640 State Road 136
Directions Baraboo, WI 53913-9232

  • Sales: 6072960147
  • Service: (608) 448-3033
  • Parts: (608) 448-3554